• Synthesis brokers fixed, fixed-indexed and immediate annuities.

  • We work closely with individuals, businesses and fee-only advisors as an annuity resource.

  • We have no loyalty to one carrier over another. Our loyalty lies with those who ask us to help them find the best contract.

  • We represent all the best-in-class carriers, so we can source the right annuity for your needs.


Synthesis’ founder, Patrick Johnson, is a Certified Financial Planner™ (CFP®) with more than 20-year tenure in the financial services industry, including a term as President of the Colorado Financial Planning Association.

When appropriately utilized, annuities are a powerful tool for people to utilize with their financial planning.

As a practitioner, Patrick had many clients and fee-only advisors who consulted with him about how to access and place insurance products which, when inserted into a well-diversified portfolio, would reduce risk and offer returns in line with bonds and CDs. He also counseled on how to structure income annuities for those needing to create a consistent and reliable income stream.

A couple of years after founding Synthesis, these same clients and referral sources started asking Patrick if Synthesis brokered fixed annuity contracts. We decided that fixed, fixed-indexed, and income annuities should be a part of our offering as these are excellent investments for those seeking to safeguard their finances. The commissions paid also generate additional revenue for those in our communities in need.

Our Philosophy

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