Frankly, and as you might sense, there is a lot of revenue generated in the life insurance industry. It’s the perfect business to allow for extravagant giving, as the business model for a brokerage like Synthesis has enough margin to do so, where other businesses likely do not. We feel fortunate to be able to do this.

To add, Synthesis does not have a ‘traditional’ business model in the sense that we do not have any ‘cost of goods sold’. We don’t have ‘x’ cost for a product which we then turn around and sell for ‘x+25%’. We are simply paid a commission by the carrier for providing a service to you in helping you get the policy you want, both in the education and in the underwriting process. So, the more efficient we can keep our business, the more revenue we are able to distribute to charity.